National, 14th August 2025 – As India celebrates 79 years of independence, Rupee112, a leading digital lending platform, is marking the occasion with a significant milestone in its mission to democratize credit. In just one year, the platform has expanded its footprint from over 5,000+ pincodes to more than 9,000+ a remarkable 70% year-on-year increase. This growth brings fast, reliable, and inclusive credit access to millions of new borrowers across the country, strengthening the financial backbone of both urban and rural India.
The expansion reflects Rupee112’s strategic focus on bridging India’s credit gap by reaching deeper into semi-urban and rural markets, where access to quick, transparent, and affordable credit is often limited. By extending coverage to 4,000+ additional pincodes from past year, the platform has opened the door to financial independence for a much wider segment of India’s population from salaried professionals in Tier-1, Tier-2 and Tier 3 cities, small entrepreneurs, and first-time borrowers in underserved regions.
With personal loans starting from ₹5,000 and disbursal times as fast as 30 minutes, Rupee112 is enabling users to meet a range of needs from funding education and skill development to covering medical expenses, upgrading homes, and supporting small businesses. This speed and accessibility mean borrowers no longer need to wait for traditional lending institutions’ lengthy processes, allowing them to act on opportunities when they arise.
“This Independence Day, we’re celebrating the freedom to dream, to act, and to achieve without waiting for opportunity to knock,our expansion to 9,000+ pincodes in just one year is more than just a geographic milestone, it’s a step toward empowering every Indian, no matter where they live, with the credit tools they need to shape their own future. We are committed to delivering instant, transparent, and responsible credit that puts financial freedom within reach for all, said Mr. Vikkas Goyal, Founder, Rupee112.”
Since its inception, Rupee112 has processed lakhs of loan applications and disbursed crores in small-ticket personal loans through a 100% digital, paperless journey. The platform’s robust deep-tech infrastructure, combined with a user-first approach, ensures a seamless experience from application to disbursal. This latest expansion aligns with Rupee112’s vision of achieving true financial inclusion, ensuring that distance, geography, or infrastructure gaps are no longer barriers to accessing timely credit.
With its presence now spanning 9,000+ pincodes, Rupee112 is not only scaling its operational footprint but also advancing its mission to bring financial freedom closer to every Indian household. This growth surge is particularly significant for regions where formal credit penetration has historically been low. In many of these newly added pincodes, borrowers are experiencing formal credit for the first time enabling them to move beyond costly informal lending channels from local moneylenders. For some, it means the ability to invest in a child’s education without delay; for others, it’s the means to start or expand a micro-business, fund critical healthcare expenses, or upgrade essential household infrastructure.
About
Rupee112 is an RBI-registered NBFC dedicated to revolutionizing digital lending in India. By leveraging technology, the company offers instant, paperless, and hassle-free loan solutions, ensuring financial accessibility for salaried professionals. With a strong commitment to financial inclusion and responsible lending, Rupee112 is shaping a future where financial support is available to all, irrespective of gender or background.
For more information, visit: Rupee112.com
